Virgin Money is an exciting new entrant to the market space, as they have been near the top of the best buy tables for contractor mortgages since they arrived. Resolver - the automated complaints system. Interest-only means that you only repay the interest (in the short term), usually for an agreed period of time before your repayments on your home loan will revert to principal & interest repayments. Virgin Money's exclusive home loan offers cannot be combined with other Virgin Money credit card or Virgin insurance offers and do not apply to any renewal offers of insurance. Offer available on the Virgin Money Reward Me Home Loan. Virgin Money’s fixed-rate mortgages allow borrowers to fix the interest rate of their mortgage for a certain period of time. Good value for money, in other words. Virgin Money has also introduced a new five-year fixed rate residential mortgage deal exclusively for intermediaries. Permanent residents must earn at least $25,000 p.a. Extended warranty insurance does not affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation. Offer is not available to existing Virgin Life Insurance or Virgin Income Protection customers (including renewals). When it comes to feedback, we like to lay it all on the table. a) All employees of Bank of Queensland Ltd including employees of its wholly owned subsidiaries, Owner Managers and employees employed by Owner Managers Forms & important information child pages, Virgin Australia & Velocity Frequent Flyer Update child pages. +Available for new fixed rate Owner Occupied Principal and Interest home loan applications submitted on or after 13 November 2020. In order to receive the $100 e-Gift card the policy must not be cancelled within 65 days of purchase. What's the difference between a principal & interest home loan and an interest-only home loan? Compare our best Clydesdale mortgage deals. Virgin Money is going one step further and making LMI $0 for eligible borrowers, whether they’re first-time buyers or upgrading to a new property.To be eligible, home buyers must apply for a Reward Me Home Loan (OO, P&I) with a deposit of at least 15% of the property’s value. Conditions apply to all loan options. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder on your card within 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. Credit Card application must be submitted by calling our Home Loan Team on 13 81 51 and the applicant must be a Virgin Money Reward Me Home Loan customer. Plan in the way that suits you carrier charges are payable in to. 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